Bank OZK(US:OZK) ZACKS·2025-10-13 14:16Core Viewpoint - Bank OZK is expected to report quarterly earnings of $1.67 per share, a 7.7% increase year-over-year, with revenues projected at $444.07 million, reflecting a 5% year-over-year growth [1]. Earnings Estimates - The consensus EPS estimate has been revised upward by 0.2% in the last 30 days, indicating a reassessment by analysts [2]. - Revisions to earnings estimates are crucial for predicting investor actions and have shown a strong correlation with short-term stock price performance [3]. Key Financial Metrics - Analysts predict an 'Efficiency Ratio' of 35.2%, up from 33.0% in the same quarter last year [5]. - The 'Net Interest Margin' is expected to be 4.4%, down from 4.6% in the same quarter last year [5]. - 'Total Non-Interest Income' is forecasted at $32.78 million, compared to $33.61 million a year ago [6]. - 'Net Interest Income (FTE)' is projected at $412.91 million, an increase from $392.55 million in the same quarter last year [6]. - 'Net Interest Income' is estimated at $410.62 million, up from $389.40 million in the same quarter last year [7]. - 'BOLI income' is expected to reach $6.00 million, compared to $5.76 million a year ago [7]. - 'Loan service, maintenance and other fees' are forecasted at $7.79 million, up from $6.53 million in the same quarter last year [8]. Stock Performance - Bank OZK shares have decreased by 6.4% in the past month, while the Zacks S&P 500 composite has increased by 0.4% [8]. - With a Zacks Rank 2 (Buy), Bank OZK is anticipated to outperform the overall market in the near future [8].