RLI(US:RLI) ZACKSยท2025-10-13 15:01Core Viewpoint - RLI Corp. is anticipated to report a year-over-year decline in earnings despite an increase in revenues for the quarter ending September 2025, with the actual results being crucial for its near-term stock price movement [1][2]. Earnings Expectations - The upcoming earnings report is scheduled for October 20, and if the results exceed expectations, the stock may rise; conversely, a miss could lead to a decline [2]. - The consensus estimate for RLI Corp. is an earnings per share (EPS) of $0.59, reflecting a year-over-year decrease of 9.2%, while revenues are projected to be $445.94 million, an increase of 4.6% from the previous year [3]. Estimate Revisions - Over the last 30 days, the consensus EPS estimate has been revised down by 2.03%, indicating a reassessment by analysts [4]. - The Most Accurate Estimate for RLI Corp. is higher than the Zacks Consensus Estimate, resulting in an Earnings ESP of +8.65%, although the stock holds a Zacks Rank of 4, complicating predictions of an earnings beat [12]. Earnings Surprise History - In the last reported quarter, RLI Corp. was expected to post earnings of $0.75 per share but exceeded this with actual earnings of $0.84, resulting in a surprise of +12.00% [13]. - Over the past four quarters, RLI Corp. has surpassed consensus EPS estimates three times [14]. Industry Comparison - In comparison, Progressive (PGR), another player in the insurance industry, is expected to report earnings of $5 per share for the same quarter, indicating a year-over-year increase of 39.7%, with revenues projected at $22.33 billion, up 14.9% [18][19]. - Progressive's consensus EPS estimate has been revised down by 1.3% over the last 30 days, but it currently has an Earnings ESP of +2.33% and a Zacks Rank of 3, suggesting a likely earnings beat [19][20].