香港立法会秘书处建议在香港发展离岸人民币稳定币
Huan Qiu Wang·2025-10-14 01:09

Core Insights - The Financial Stability Board (FSB) is focusing on enhancing global policy responses to emerging threats from the increasing use of private finance and stablecoins [1] - There is a significant gap in addressing financial stability risks, with few countries or regions establishing comprehensive regulatory frameworks for global stablecoins [1] - Hong Kong is exploring the development of offshore RMB stablecoins and aims to act as a "testing ground" for stablecoins and digital assets [1] - A recent survey indicates that nearly 20% of local businesses have already adopted or are using stablecoins, with 62% planning to do so within two years, surpassing the average of 46% from four other surveyed countries [1] - Over 80% of local businesses are either using or planning to introduce stablecoin payments [1] Industry Developments - Stablecoins are recognized for their "fast, low-cost, and programmable" characteristics, making them an effective solution for cross-border payment challenges [3] - The remittance market, valued at nearly $1 trillion, incurs an average fee of 6.4% (approximately $64 billion) annually, while stablecoin transfers can cost just a few cents and are nearly instantaneous [3]