闽东之光” 绽放“山海宁德

Core Insights - The People's Bank of China (PBOC) in Ningde is enhancing financial support for the cultural and tourism sectors to optimize the local economy and promote sustainable development [1][2][3] Group 1: Financial Support for Tourism - The Ningde World Geopark, which includes three major scenic areas, has received a loan of 575 million yuan to improve infrastructure and marketing, transitioning from "flow economy" to "retention economy" [2] - The Bai Shui Yang scenic area has seen a significant increase in visitors, with daily attendance rising to over 10,000, making it one of Fujian's top tourist brands [2] - Financial institutions are establishing "tourism + finance" banking outlets to provide convenient services for tourists and merchants, enhancing the overall financial service environment [2] Group 2: Rural Tourism Development - The PBOC is facilitating the development of rural tourism by providing a total credit of 30 million yuan to Jin She Tou Village, with a loan issuance rate of 93.33% [3][4] - The village's market entities have achieved a loan coverage rate of 50.19%, with personalized credit products tailored to meet specific financing needs [3] - Financial institutions are offering comprehensive services, including account management and payment solutions, significantly improving fund circulation efficiency [4] Group 3: Health and Wellness Tourism - The PBOC is collaborating with local governments to promote health and wellness tourism in regions like Zhou Ning, providing over 300 million yuan in credit for various projects [5][6] - Zhou Ning's unique climate attracts over 200,000 visitors annually, and financial support is aimed at transforming tourism from sightseeing to wellness retreats [5] - The establishment of a specialized bank for forest-related projects has facilitated the launch of multiple green financial products, with nearly 90 million yuan in loans issued [6] Group 4: Green and Low-Carbon Initiatives - The PBOC is supporting the development of low-carbon tourism projects, such as the "Donghu Star" electric sightseeing boat, with a financing of 4.536 million yuan [7] - This financing employs a dynamic adjustment mechanism to align loan terms with the operational cycle of the electric vessel, alleviating short-term cash flow pressures [7] - Efforts are being made to create a zero-carbon tourism ecosystem around Donghu, with streamlined loan approval processes to support green building projects [7]