Jiang Nan Shi Bao·2025-10-14 05:49Core Insights - The China Banking Association released the "Top 100 Chinese Banks in 2025" list, with Changshu Rural Commercial Bank ranking 75th, an improvement of one position from the previous year, maintaining its status as the top county-level rural commercial bank for seven consecutive years [1] Financial Performance - As of June 30, 2025, Changshu Rural Commercial Bank reported total assets of 401.2 billion yuan, total deposits of 310.8 billion yuan, and total loans of 251.5 billion yuan, marking a significant scale of operations [1] - In the first half of the year, the bank achieved operating income of 6.062 billion yuan, a year-on-year increase of 10.10%, and net profit of 1.969 billion yuan, up 13.51% year-on-year, maintaining double-digit growth for 16 consecutive quarters [1] - The bank's non-performing loan ratio remained stable at 0.76%, indicating a balanced approach to quality and efficiency in its growth strategy [1] Business Strategy - The bank has implemented the "Changyin Microfinance" model to address financing challenges for small and micro enterprises, establishing a dual-track service network of "street running + data running" [1] - The balance of inclusive small and micro enterprise loans reached 104.3 billion yuan, while agricultural loans amounted to 139.2 billion yuan, demonstrating significant contributions to the real economy [1] Future Outlook - Looking ahead, Changshu Rural Commercial Bank plans to focus on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, aiming to create a distinctive financial service system [2] - The bank will concentrate on supporting small and micro enterprises and rural revitalization, fully committing to high-quality development in the new economic landscape [2]