仪征农商银行数字化审计 推动风险防控转型升级

Core Insights - Digital transformation is becoming a significant driving force for upgrading auditing work in the banking industry, with advancements in big data, cloud computing, and artificial intelligence [1] - Yizheng Rural Commercial Bank is actively exploring digital auditing paths, shifting its auditing function from traditional "post-event inspection" to "risk prediction" and "precise screening," enhancing the proactivity and targeting of audits [1] Group 1: Digital Auditing Implementation - The bank relies on an auditing system for professional data collection, cleaning, and centralized management, significantly improving auditing efficiency and reducing manual error risks [1] - Auditors can deeply analyze the business logic and risk points behind the data, optimizing audit quality comprehensively [1] - During the pre-audit analysis phase, the system can accurately capture abnormal data and scientifically identify audit focuses [1] Group 2: Challenges and Enhancements - The auditing department continuously promotes system model optimization and iteration to enhance risk identification and early warning capabilities [1] - There is a focus on strengthening team capacity building to improve auditors' comprehensive skills in data analysis and system logic understanding [1] Group 3: Impact and Future Directions - Digital transformation plays a key role in the bank's auditing work, reinforcing full-process risk control in credit business and enhancing the standardization of employee behavior management [1] - This transformation supports the bank's compliance operations and high-quality development, with plans for continued deepening of digital exploration to empower auditing innovation and safeguard business transformation [1]