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上调!多家银行官宣
Nan Jing Ri Bao·2025-10-14 14:19

Core Viewpoint - Chinese banks are increasing the minimum investment thresholds for gold accumulation products to alert investors about rising market risks and volatility in gold prices [1][3][11] Group 1: Bank Adjustments - Bank of China announced an increase in the minimum purchase amount for its gold accumulation products from 850 RMB to 950 RMB, effective October 15 [3] - This marks the fourth increase in the minimum purchase threshold by Bank of China in 2023, with previous adjustments occurring on February 10, April 2, and April 23 [3] - Industrial and Commercial Bank of China (ICBC) raised its minimum investment amount for gold accumulation from 850 RMB to 1000 RMB starting October 13 [3][5] - Similarly, Industrial Bank has adjusted its minimum investment for gold accumulation from 900 RMB to 1000 RMB [7][9] Group 2: Market Context - The international spot gold price reached a record high of 4140 USD per ounce on October 14, contributing to rising prices of gold jewelry in China, with some brands exceeding 1200 RMB per gram [11] - The fluctuations in gold prices and increased market risks have prompted banks to take precautionary measures regarding gold accumulation products [11] - Banks are advising customers to monitor market conditions and adjust their investment strategies based on their financial situations and risk tolerance [3][9][11]