Core Insights - Zhangzhou, recognized as a national forest city, has a forest coverage rate of 45.18% and a total forest area of 9.9 million acres, providing a solid foundation for the development of the forestry economy [1] - The People's Bank of China (PBOC) in Zhangzhou has been actively exploring ways to leverage forestry resources to stimulate economic growth, with a focus on transforming "green mountains and clear waters" into "golden mountains and silver mountains" for local residents [1] - As of August 2025, the total balance of forestry-related loans in Zhangzhou reached 21.175 billion yuan, an increase of 3.427 billion yuan since the beginning of the year [1] Financial Support Initiatives - The Changtai Rural Credit Cooperative provided a low-cost loan of 5 million yuan to a landscaping company, helping them save 50,000 yuan in interest annually [2] - The PBOC in Zhangzhou has implemented structural monetary policy tools, such as re-loans, to enhance financial support for the forestry sector, with a focus on creating a monitoring mechanism for forestry financing [3] - As of August, the balance of re-loans in the region was 10.163 billion yuan, which directly facilitated 680 million yuan in forestry loans, with an average interest rate of 4.93%, 24 basis points lower than the average rate for general forestry loans [3] Asset Utilization and Innovation - The PBOC has signed a memorandum with the Zhangzhou Forestry Bureau to facilitate the financing of forestry rights through accounts receivable, addressing challenges in asset registration [4] - Financial institutions are encouraged to offer specialized loan products like "Lin Piao Dai" to support rural operators in utilizing forestry assets for efficient online financing [4] - A successful case in Yunxiao County involved a loan of 4 million yuan secured against land management rights, providing a replicable model for expanding forestry-related collateral business [4] Development of Under-forest Economy - Pinghe County, known for its high forest coverage, is developing a national reserve forest project with a loan of 259 million yuan from the PBOC to support the planting of various tree species [5] - The project is expected to generate over 5.6 billion yuan in economic benefits, demonstrating the potential of under-forest economic development [5] - The PBOC is also promoting supply chain finance to support forestry enterprises, facilitating loans without collateral based on real transaction backgrounds [5]
福建漳州：靠林养林兴产业
Jin Rong Shi Bao·2025-10-14 02:03