全球央行狂买黄金！美国银行将明年金价预测上调至5000美元！

Core Insights - The surge in precious metals, particularly gold, has dominated the commodity market this year, with gold prices surpassing $4,100 per ounce as of October 14 [1][2]. Market Trends - The recent rise in gold prices is attributed to increased expectations of interest rate cuts by the Federal Reserve, amid uncertainties surrounding the U.S. government shutdown and its potential economic impact [3]. - There is a notable trend of funds being shifted from U.S. Treasury securities to gold among global central banks, institutional investors, and individual investors [3]. Price Predictions - Bank of America has raised its price forecasts for gold and silver, predicting gold to reach $5,000 per ounce and silver to $65 per ounce by 2026, citing factors such as the U.S. fiscal deficit and rising debt [4]. - The bank also highlights a structural supply shortage in silver, which may support its price in the coming years [4]. Investment Cautions - Several banks have indicated that both gold and silver are showing signs of being overbought, advising investors to remain cautious [4]. - Analysts suggest that silver may face greater adjustment risks in the short term due to increased liquidity and slowing demand [6]. Product Adjustments - Chinese banks, including Bank of China and Industrial and Commercial Bank of China, have announced adjustments to the minimum investment amounts for gold accumulation products, reflecting changes in market conditions [7][10].