发挥保险资金优势 助力科技创新发展
Jin Rong Shi Bao·2025-10-15 02:32

Core Viewpoint - The article emphasizes the importance of integrating financial resources to support technological innovation and industrial transformation in China, highlighting the role of insurance capital in this process [1][5][8] Group 1: Characteristics of Insurance Capital - The characteristics of insurance capital align with the long-term, continuous, and large-scale funding needs of the technology innovation sector, which requires sustained investment throughout its development cycle [2][3] - As of the end of 2024, the balance of insurance capital utilization in China is expected to exceed 33 trillion yuan, indicating a stable and mature development phase that can provide long-term funding support for technological innovation [2][3] Group 2: Investment Strategies and Approaches - Insurance capital is increasingly being directed towards technology innovation through equity investments, debt plans, and industrial funds, with a focus on supporting key technological breakthroughs [3][4] - The company is developing a research and investment system tailored to the needs of the technology sector, enhancing its ability to track and evaluate quality listed companies in relevant fields [3][4] Group 3: Expanding Investment Models - The company is exploring diverse strategies to support leading technology enterprises with core technologies, utilizing tools such as venture capital funds, targeted placements, and thematic ETFs [4][5] - A comprehensive investment support system is being constructed to match the development stages of technology enterprises, from early-stage funding to support for mature companies [6][7] Group 4: Balancing Short-term Pressures and Long-term Value - The long-term nature and uncertainty of technology investments necessitate a different operational logic compared to traditional insurance capital requirements, emphasizing the need for a coordinated asset-liability mechanism [7][8] - The company is committed to maintaining a risk control system that monitors internal and external environments, ensuring the safety and stability of investments in technology innovation [7][8]