质量信用变“融资钥匙”，齐商银行落地全市首笔“鲁质贷”

Core Insights - Qingluan Cloud (Shandong) Big Data Technology Co., Ltd. received a timely loan of 2.99 million yuan, which will be used for basic software procurement to ensure successful business operations [1][3] - The "Ru Zhi Dai" quality financing loan, launched by multiple departments in Shandong Province, aims to convert intangible assets reflecting enterprise quality into tangible assets for credit acquisition, providing financial support primarily for technology upgrades and quality improvements [3][5] Company Overview - Qingluan Cloud, established in 2018, is a technology innovation enterprise focused on becoming a digital innovation builder, offering high-quality customized solutions with over 100 product design and software development personnel, 60% of whom have over five years of professional experience [3][5] - The company has achieved a revenue scale exceeding 90 million yuan in 2023, reflecting its commitment to quality and innovation [3] Financial Support Mechanism - Qishang Bank has become a pioneer in implementing the "Ru Zhi Dai" policy, actively engaging with enterprises to understand their financing needs and development plans, thus facilitating the conversion of quality credit into financing advantages [5] - The loan of 2.99 million yuan is expected to generate over 5 million yuan in operating income, showcasing the effectiveness of the "Ru Zhi Dai" initiative [5]