Di Yi Cai Jing·2025-10-15 04:40Group 1 - The core issue faced by many foreign trade companies in Shanghai is the difficulty in obtaining loans due to lack of collateral and guarantees, which hinders their ability to procure raw materials despite having signed orders [1] - To address this challenge, the Industrial and Commercial Bank of China (ICBC) Shanghai Branch has launched a new financing product called "Xingmao Loan," aimed at providing precise financial services to foreign trade enterprises and facilitating the dual circulation development model [1] - "Xingmao Loan" allows foreign trade companies to obtain credit limits of up to 5 million yuan without the need for collateral, utilizing big data risk control models based on customs data to convert data into credit [1] Group 2 - As of now, approximately 3,000 out of the first batch of over 5,000 key supported foreign trade enterprises have been approved for "Xingmao Loan," with a total active credit amount exceeding 9.6 billion yuan [3] - An example of a beneficiary is Shanghai PLTF Elevator Intelligent System Company, which received a loan of 3 million yuan within three working days to procure production materials, showcasing the efficiency of the service [3] - The ICBC Shanghai Branch plans to continue enhancing its inclusive financial product system to better meet the actual needs of enterprises and contribute to financial support for new business models and development frameworks [3]