山东省农信联社：助力打好“三秋”农业生产“硬仗”

Core Viewpoint - Continuous heavy rainfall in Shandong since September has adversely affected the autumn grain harvest, necessitating urgent agricultural disaster relief efforts and financial support for farmers [1] Financial Support Initiatives - Shandong Rural Credit Union has activated an emergency response mechanism to support autumn grain harvesting, guiding local banks to deploy resources and open green channels for loans [1][9] - Dongping Rural Commercial Bank provided a quick loan of 300,000 RMB to a farmer for purchasing a specialized corn harvester, enabling timely harvesting before the next rainfall [2] - Linyi Rural Commercial Bank issued a loan of 750,000 RMB to a cooperative, facilitating the use of modern harvesting machinery that can operate in wet conditions [3] Loan Performance and Impact - As of October 12, the loan balance for the grain industry reached 17.311 billion RMB, an increase of 720 million RMB from the end of September, with a year-on-year growth of 15.69% in loans issued [4] - Guo Rao County's grain logistics company utilized a 10 million RMB loan to enhance its drying capacity, ensuring timely service for local farmers [5][6] Equipment and Technology Adoption - The introduction of advanced agricultural machinery, such as tracked harvesters and grain drying towers, has significantly improved operational efficiency in adverse weather conditions [3][7] - A new grain drying tower with a processing capacity of 300 tons per day was installed, reducing moisture content from 30% to below 0.5% and minimizing spoilage risks [6][7] Urgency of Financial Solutions - Farmers are facing increased costs and cash flow challenges due to prolonged rainfall, prompting banks to expedite loan approvals and provide tailored financial solutions [8][9] - The rapid response from banks has enabled farmers to maintain operations and secure their harvests, demonstrating the critical role of financial institutions in agricultural resilience [8][9]