Mortgage and refinance interest rates today, October 15, 2025: Lowest 30-year rate in over a month

Mortgage rates have fluctuated today, but the rate on the most popular term — the 30-year fixed-rate mortgage — has decreased. According to Zillow, the average 30-year fixed rate is down four basis points to 6.20%, its lowest point in over a month. Today's mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 6.20% 20-year fixed: 5.83% 15-year fixed: 5.52% 5/1 ARM: 6.29% 7/1 ARM: 6.36% 30-year VA: 5.65% 15-year VA: 5.21% 5/1 VA: 5.60% Remembe ...