20家银行参与香港金管局第二期生成式人工智能沙盒

Core Insights - The Hong Kong Monetary Authority (HKMA) and Hong Kong Cyberport announced the second phase of the Generative Artificial Intelligence (GenA.I.) sandbox, inviting 27 use cases from 20 banks and 14 technology partners for technical testing expected to start in early 2026 [1][2] Group 1: GenA.I. Sandbox Overview - The second phase of the GenA.I. sandbox focuses on enhancing AI governance, with several use cases employing an "AI against AI" strategy for automated quality detection of AI-generated content [1] - The sandbox serves as a testing ground for developing innovative defense mechanisms against the rising risk of deepfake fraud, with participants conducting simulated attack and defense tests to strengthen systems against sophisticated digital scams [1] Group 2: Participant Contributions - Bank of China (Hong Kong) Limited aims to deepen fraud detection technology, enabling GenA.I. to continuously learn and address new deepfake text and voice technologies, thereby enhancing its risk prevention system [1] - Industrial and Commercial Bank of China (Asia) Limited will focus on three major scenarios for in-depth research and testing, including using AI technology for customer risk rating updates and blacklist identification to improve customer protection and banking risk control capabilities [1] Group 3: Industry Implications - HKMA's Vice President, Yuen Kwok-hang, stated that the second phase of the GenA.I. sandbox marks a significant step towards safer and more robust AI applications, reflecting the transformative potential of AI across different types of banks [2] - The collaboration between HKMA and Hong Kong Cyberport aims to launch the GenA.I. sandbox in August 2024, providing banks with a controlled environment to develop and test AI solutions tailored to the banking sector, thereby promoting innovation in the industry [2]