Synchrony (SYF) Q3 Earnings and Revenues Surpass Estimates

Core Insights - Synchrony reported quarterly earnings of $2.86 per share, exceeding the Zacks Consensus Estimate of $2.22 per share, and showing a year-over-year increase from $1.94 per share, resulting in an earnings surprise of +28.83% [1] - The company achieved revenues of $4.72 billion for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 0.64% and reflecting a year-over-year increase from $4.61 billion [2] - Synchrony has consistently surpassed consensus EPS estimates over the last four quarters, indicating strong performance [2] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $1.93 on revenues of $4.83 billion, while for the current fiscal year, the estimate is $8.35 on revenues of $18.51 billion [7] - The company's earnings outlook will be influenced by management's commentary during the earnings call, which is crucial for assessing future stock performance [3][4] Industry Context - The Financial - Miscellaneous Services industry, to which Synchrony belongs, is currently ranked in the top 39% of over 250 Zacks industries, suggesting a favorable environment for stock performance [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]