Zheng Quan Ri Bao Wang·2025-10-15 13:09Core Viewpoint - Financial institutions are responding to regulatory requirements by disclosing their partner institutions for internet lending, focusing on leading internet companies and listed fintech firms [1][2]. Group 1: Regulatory Changes - The National Financial Supervision Administration issued a notice on October 1 to enhance the management of internet lending by commercial banks, which has led to multiple banks disclosing their partner institutions [2]. - The notice mandates that banks implement a list management system for partner institutions, ensuring that only those on the list can engage in internet lending collaborations [4]. Group 2: Partner Institutions - Major internet companies such as Ant Group, Baidu, JD.com, and Meituan frequently appear on the disclosed "white lists" of partner institutions for banks and consumer finance companies [2][3]. - Specific consumer finance companies like Zhaolian Consumer Finance, Postal Savings Bank of China, and JD Consumer Finance have also released their lists of partner institutions, indicating a broad range of collaboration types including marketing, credit enhancement, and collection services [2][3]. Group 3: Industry Trends - The collaboration between financial institutions and lending partners is evolving from simple lead generation to comprehensive services including risk control and credit enhancement [3][4]. - Experts suggest that future collaborations will focus on compliance, ecosystem development, and restructuring relationships with leading lending platforms, emphasizing a shift from scale expansion to value cultivation [4][5].