Home Bancorp(US:HBCP) ZACKSยท2025-10-15 14:18Core Viewpoint - Home Bancorp (HBCP) is expected to report a quarterly earnings per share of $1.37, marking a 16.1% increase year-over-year, with revenues projected at $37.2 million, reflecting a 9.2% increase compared to the same period last year [1]. Earnings Estimates - There has been no revision in the consensus EPS estimate for the quarter over the last 30 days, indicating stability in analysts' forecasts [2]. - Revisions to earnings estimates are crucial as they serve as indicators for predicting investor actions regarding the stock [3]. Key Financial Metrics - Analysts estimate 'Total nonperforming loans' at $23.04 million, up from $18.09 million a year ago [5]. - The consensus for 'Total nonperforming assets' is $25.10 million, compared to $18.36 million last year [5]. - The average prediction for 'Net Interest Margin' is 4.1%, an increase from 3.7% year-over-year [5]. - 'Total Average Interest-Earning Assets' is projected to be $3.27 billion, up from $3.20 billion in the same quarter last year [6]. - The 'Efficiency Ratio' is expected to reach 61.4%, improving from 65.3% a year ago [6]. - 'Total Noninterest Income' is forecasted at $3.65 million, slightly down from $3.69 million in the same quarter last year [7]. - 'Net Interest Income' is projected to be $33.53 million, compared to $30.38 million a year ago [7]. Market Performance - Home Bancorp shares have remained unchanged over the past month, contrasting with the Zacks S&P 500 composite's +1% movement, and the company holds a Zacks Rank 3 (Hold), indicating expected performance in line with the overall market [7].