Exploring Analyst Estimates for Cadence (CADE) Q3 Earnings, Beyond Revenue and EPS

Core Insights - Cadence (CADE) is expected to report quarterly earnings of $0.78 per share, reflecting a 6.9% increase year-over-year, with revenues projected at $527.63 million, a 17.9% increase compared to the previous year [1] Earnings Estimates - The consensus EPS estimate has remained unchanged over the last 30 days, indicating stability in analysts' assessments [1][2] Key Financial Metrics - Analysts project the 'Adjusted Efficiency Ratio fully tax equivalent' to be 56.1%, down from 57.7% a year ago [4] - The 'Net Interest Margin' is expected to reach 3.4%, slightly up from 3.3% in the previous year [4] - The average estimate for 'Average Balance - Total interest earning assets' is $49.42 billion, compared to $43.54 billion a year ago [4] Non-Performing Loans and Assets - Estimated 'Non-Performing Loans' are projected at $241.79 million, down from $272.95 million in the same quarter last year [5] - 'Non-Performing Assets' are expected to be $258.39 million, compared to $278.31 million reported in the same quarter of the previous year [5] Income Projections - 'Total noninterest income' is forecasted to reach $99.00 million, up from $85.90 million a year ago [6] - 'Net Interest Income' is expected to be $427.00 million, compared to $361.46 million in the same quarter last year [6] - The consensus estimate for 'Net Interest Income (FTE)' stands at $428.60 million, up from $362.15 million a year ago [6] Fee Income - 'Credit card, debit card and merchant fees' are projected to reach $13.22 million, compared to $12.65 million in the same quarter last year [7] - 'Other noninterest income' is expected to be $28.17 million, down from $32.14 million reported in the same quarter of the previous year [7] Deposit Service Charges - 'Deposit Service charges' are estimated at $18.59 million, slightly down from $18.81 million in the same quarter last year [8] Stock Performance - Over the past month, Cadence shares have increased by 8.2%, outperforming the Zacks S&P 500 composite, which saw a 1% change [8]