Community Trust Bancorp (CTBI) Lags Q3 Earnings Estimates

Core Viewpoint - Community Trust Bancorp reported quarterly earnings of $1.32 per share, missing the Zacks Consensus Estimate of $1.38 per share, but showing an increase from $1.23 per share a year ago [1] Financial Performance - The earnings surprise for the quarter was -4.35%, with the company previously exceeding expectations by +8.66% in the prior quarter [2] - Revenues for the quarter ended September 2025 were $71.5 million, surpassing the Zacks Consensus Estimate by 0.14%, and up from $63.04 million year-over-year [3] Stock Performance - Community Trust Bancorp shares have increased by approximately 5.9% since the beginning of the year, compared to a 13% gain in the S&P 500 [4] Future Outlook - The company's earnings outlook is mixed, with current consensus EPS estimates of $1.37 for the coming quarter and $5.35 for the current fiscal year [8] - The Zacks Rank for the stock is currently 3 (Hold), indicating expected performance in line with the market [7] Industry Context - The Banks - Southeast industry is currently in the top 36% of over 250 Zacks industries, suggesting a favorable outlook compared to the bottom 50% [9]