菏泽保险业全力护航“三秋”生产

Core Viewpoint - The insurance industry in Heze is actively responding to the challenges posed by continuous rain during the autumn harvest season, implementing various measures to ensure the safety of autumn grain production and support farmers in need [3][4][11]. Policy Guidance - The Heze Financial Regulatory Bureau has established a "daily scheduling, weekly reporting" mechanism to monitor the claims process and ensure timely support for farmers [4][5]. - A special working group has been formed to expedite claims services, with a 24-hour hotline for autumn grain claims [5][6]. On-Site Service - Insurance adjusters are providing on-site services to farmers, ensuring that claims are processed quickly and efficiently, with a new standard of "10-minute response, 2-hour arrival" for claims [6][7]. - Collaboration with local communities has been enhanced to ensure that all affected farmers report their claims without delay [6][7]. Technological Empowerment - The insurance sector has adopted a "sky, ground, and air" integrated inspection system, significantly increasing the efficiency of damage assessment, with drone technology reducing the time needed for inspections by nearly three times [7][8]. - Digital tools and apps are being utilized to streamline the claims process and provide timely weather alerts to farmers [7][8]. Pre-Compensation Measures - Several insurance companies have initiated a "pre-compensation" mechanism, ensuring that farmers receive advance payments quickly to alleviate financial pressure [8][9]. - As of October 10, over 1 million yuan in pre-compensation has been disbursed to support farmers [8][9]. Risk Reduction - The insurance industry is focusing on proactive measures to reduce risks, including providing technical guidance and assistance to farmers during adverse weather conditions [9][10]. - Initiatives include the donation of equipment for drainage and the organization of teams to assist in crop harvesting and drying to prevent further losses [10][11].