Qi Lu Wan Bao·2025-10-15 02:53Group 1: Financial Support for Rural Revitalization - The Shandong branch of the Construction Bank is actively enhancing financial services to support rural revitalization, focusing on innovative credit products like "Yunong Loan - Qilu Revitalization Loan" [1] - The bank is deepening "bank-guarantee cooperation" and exploring innovative business models in various regions, achieving rapid business growth and creating replicable successful cases [1] Group 2: Garlic Industry in Yuezhuang Town - Xiaoshui Village in Yuezhuang Town, known as the "Garlic Yellow Hometown," has a significant garlic industry, with 90% of households engaged in garlic production, generating an annual output value of 2.6 million kilograms [2] - The village's garlic is sold across over 20 provinces, with peak sales reaching 500,000 jin in a single day, resulting in transaction amounts of 2.5 million yuan [2] Group 3: Challenges in Garlic Cultivation - Garlic cultivation faces challenges such as strict storage temperature requirements and price volatility, leading to financial concerns for growers regarding sufficient funding for purchasing garlic [3] - The bank collaborates with garlic growers and agents to provide tailored loan solutions and works closely with agricultural guarantee companies to alleviate financing difficulties [3] Group 4: Jining Jinxiang County's Garlic Market - Jining Jinxiang County is a major garlic planting and trading hub, with over 4,000 garlic trading companies and 1,800 storage and processing enterprises, accounting for 70% of the national garlic export volume [4] - The annual transaction volume in Jinxiang's garlic market can reach 40 billion yuan, making it a central price-setting location for garlic in China [4] Group 5: Innovative Financing Solutions - The bank is developing innovative financing solutions tailored to the garlic market, focusing on the characteristics of garlic trading and storage, such as the use of "cold storage garlic" for standardized trading [5][6] - By collaborating with agricultural guarantee companies, the bank aims to convert non-standard collateral into effective regulated collateral, addressing the financing challenges faced by garlic trading clients [6]