打通银企互信“最后一公里” 福建泉州积极推动企业备案受益所有人信息

Core Insights - The implementation of beneficiary owner information registration has significantly improved loan approval speed and reduced transaction fees for companies in Quanzhou, enhancing financial support for businesses [1][3]. Group 1: Benefits of Information Registration - Companies that complete the registration process experience faster loan approvals, with an average reduction of 5-7 working days in approval time and a 40% decrease in due diligence costs [3]. - The registration enhances transparency, allowing banks to better understand the compliance status and ownership structure of businesses, thereby reducing information asymmetry and fostering trust between banks and enterprises [2][3]. Group 2: Financial Incentives and Support - Registered companies benefit from fee waivers, such as the elimination of transaction fees, which can save businesses significant operational costs, allowing them to reinvest in development [3]. - As of the end of August, the "positive guidance" policy has benefited 10,349 enterprises, resulting in a total of 1.62 billion yuan in new credit and over 300,000 yuan in fee reductions [4]. Group 3: Market Transparency and Economic Development - The registration initiative has led to a significant increase in market transparency, with over 160,000 businesses registered by mid-September, achieving a registration rate of 59% in Quanzhou [4]. - The People's Bank of China aims to create a win-win situation where compliant enterprises benefit, banks enhance risk management, and regulatory oversight becomes more precise and transparent [4]. Group 4: Outreach and Support Initiatives - The People's Bank of China has conducted over 100 promotional activities to assist businesses in understanding the registration process, reaching more than 200,000 enterprises [5][6]. - Training sessions for intermediary agencies have been organized to help facilitate the registration process for private enterprises, with over 20,000 businesses receiving assistance [6].