东港区“政策+产品+服务”三链协同，激活乡村振兴金融动能

Core Viewpoint - Donggang District is actively implementing rural revitalization as a key strategy for agricultural work, focusing on financial support to enhance agricultural strength, rural beauty, and farmer wealth, achieving significant results as evidenced by a 17.68% year-on-year increase in agricultural loans [1] Group 1: Policy Guidance and Department Collaboration - Donggang District has developed clear policies to support rural revitalization, aligning with national directives and establishing a multi-layered policy support system for financial institutions [2] - A collaborative mechanism among various departments has been established to enhance the effectiveness of financial support for rural revitalization, ensuring coordinated efforts in implementing financial policies [2] Group 2: Product Innovation and Diverse Services - New credit products have been developed to meet the financial needs of rural industries, including specialized loans for tea and blueberry farmers, with significant loan amounts disbursed to support these sectors [3] - The "Rural Guarantee Agricultural Loan" program has been expanded, addressing issues of financing difficulties in the agricultural sector, with a total guarantee amount of 2.992 billion yuan [3] Group 3: Insurance Service System - A comprehensive agricultural insurance system has been established, introducing innovative insurance products to cover various crops, providing risk protection for over 70,000 households [4] - The blueberry planting insurance has been recognized as a pioneering policy agricultural insurance product in Shandong Province, contributing to farmers' income and industry development [4] Group 4: Mechanism Improvement and Service Efficiency - A direct financial service mechanism for private agricultural enterprises has been created, facilitating efficient loan disbursement, with a total of 12.77 million yuan already allocated [5] - Financial services have been extended to rural areas through the establishment of bank branches, ensuring comprehensive coverage and timely financial support for rural revitalization projects [6]