枣庄市薛城区金融稳定发展领导小组办公室：金融活水润沃野，零碳产业促振兴

Core Viewpoint - The project in Xuecheng District, Zaozhuang City, focuses on the construction of a zero-carbon industrial park for pomegranates and blueberries, aligning with national rural revitalization and dual carbon goals, showcasing a successful model of financial empowerment for rural industry upgrades and green development [1][2]. Group 1: Project Overview - The zero-carbon industrial park project has a total investment of 265 million yuan, integrating a four-dimensional system of "planting + zero carbon + smart + cultural tourism" [2]. - The project includes the construction of a 421-acre modern planting area with various greenhouse types and facilities, aiming to produce significant quantities of seedlings, pomegranates, and blueberries annually [2]. - The project also features a zero-carbon energy system with a 5.9 MWp photovoltaic power generation system and an energy storage station, ensuring energy self-sufficiency and low-carbon output [2]. Group 2: Financial Support - The project received a loan of 210 million yuan from the Agricultural Development Bank of China, with a loan term of 13 years, addressing the high upfront investment and long payback period typical of agricultural projects [3]. - As of now, 170 million yuan has been disbursed to support the construction of key facilities such as smart glass greenhouses and photovoltaic sunhouses [3]. Group 3: Economic and Ecological Benefits - The project is expected to generate an average annual revenue of 39.55 million yuan and a net profit of 10.03 million yuan, with a financial internal rate of return of 6.90% and a payback period of approximately 10.79 years [4]. - The photovoltaic system is projected to save 2,343 tons of standard coal annually and reduce carbon dioxide emissions by 4,418 tons, contributing to significant ecological benefits [4]. Group 4: Social Impact - The project has created over 140 job opportunities for nearby villages and has provided agricultural technology training, increasing the average annual income of local households by over 5,000 yuan [4]. - It promotes modern agricultural techniques such as tissue culture propagation and IoT planting, enhancing the overall modernization of local agriculture [4]. Group 5: Financial Innovation and Collaboration - The "Good Product Finance" model aims to precisely match financial resources with quality projects in the zero-carbon and smart agriculture sectors, addressing financing bottlenecks in major agricultural projects [5]. - The collaboration between government, enterprises, and banks is emphasized to create a synergistic effect in promoting rural revitalization through innovative financial products and effective project implementation [5].