Qi Lu Wan Bao·2025-10-16 07:40Core Viewpoint - Continuous heavy rainfall in Jining has significantly impacted local rice harvesting and storage, prompting financial institutions to provide urgent support to grain enterprises to ensure food security and stabilize farmers' incomes [1][2]. Financial Support for Grain Enterprises - Jining Chenglong Rice Industry Co., Ltd. faces substantial cash flow pressure due to the need for continuous rice procurement and equipment operation amid heavy rainfall, with an annual processing capacity of 100,000 tons [2]. - China Postal Savings Bank's Yutai Branch quickly responded to the financial needs of local grain enterprises, providing a tailored online loan product "Micro e-loan" with a credit of 5 million yuan, which was disbursed within two working days [2]. - The Yutai Branch has issued a total of 82.5 million yuan in grain loans, with credit limits for five existing clients increased from 3 million to 5 million yuan [2]. Support for Farmers - The Yutai Branch also addresses the needs of large-scale grain farmers, such as Li Junsheng, who received 1.5 million yuan in funding for purchasing drying equipment, enhancing his confidence in expanding his farming operations [3]. - Individual grain processors like Ma Panfeng have seen their credit limits raised from 2 million to 5 million yuan, enabling timely payments to farmers for rice procurement [4]. Agricultural Financing Products - The Yutai Branch launched the "Grain Purchase Industry Loan," designed specifically for autumn grain procurement, with credit limits increased from 3 million to 5 million yuan, ensuring rapid approval and disbursement of funds [4]. - The bank emphasizes on-site service for clients applying for loans, establishing a special loan leadership group to facilitate quick processing of applications [4]. Contribution to Rural Revitalization - The Yutai Branch actively supports rural revitalization by injecting financial resources into local agricultural industries, having provided over 1.1 billion yuan in credit to various agricultural enterprises and individual farmers [5]. - The bank has established partnerships with local governments to enhance financial services for rural development, signing cooperation agreements to support the agricultural economy [6]. Future Directions - The Yutai Branch plans to deepen its integration of party building and business operations, focusing on innovative financial products and services tailored to local agricultural needs [7]. - The bank aims to enhance its role in supporting county economic development by providing customized financing solutions for local enterprises [7].