U.S. Bancorp (USB) Tops Q3 Earnings and Revenue Estimates

Core Insights - U.S. Bancorp (USB) reported quarterly earnings of $1.22 per share, exceeding the Zacks Consensus Estimate of $1.11 per share, and up from $1.03 per share a year ago, representing an earnings surprise of +9.91% [1] - The company posted revenues of $7.33 billion for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 2.42%, compared to year-ago revenues of $6.83 billion [2] - U.S. Bancorp has consistently surpassed consensus EPS estimates over the last four quarters, achieving this four times [2] Financial Performance - The earnings surprise of +9.91% indicates strong performance relative to expectations [1] - Revenue growth of approximately 7.34% year-over-year from $6.83 billion to $7.33 billion highlights the company's ability to increase sales [2] - The company has topped consensus revenue estimates two times over the last four quarters, indicating a positive trend in revenue performance [2] Market Position - U.S. Bancorp shares have underperformed the market, losing about 2.9% since the beginning of the year, while the S&P 500 has gained 13.4% [3] - The current Zacks Rank for U.S. Bancorp is 3 (Hold), suggesting that the stock is expected to perform in line with the market in the near future [6] Future Outlook - The current consensus EPS estimate for the upcoming quarter is $1.12 on revenues of $7.21 billion, and for the current fiscal year, it is $4.38 on revenues of $28.34 billion [7] - The outlook for the industry, particularly the Banks - Major Regional sector, is favorable, ranking in the top 21% of over 250 Zacks industries [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which could impact U.S. Bancorp's stock performance [5]