Qi Lu Wan Bao·2025-10-16 14:01Core Viewpoint - The article highlights the proactive measures taken by financial institutions in Shandong Province to support farmers during the critical autumn harvest season, particularly in response to adverse weather conditions that have affected crop yields [1][3][14]. Financial Support and Risk Mitigation - Financial institutions are increasing disaster reduction funding and providing specialized financial products to support farmers in their autumn harvest and planting efforts [1][3][12]. - Insurance companies are utilizing technology such as drones and remote sensing to enhance damage assessment efficiency and expedite claims processing [14][15][17]. - The Shandong Provincial Financial Office has organized local financial systems to provide efficient services and support for autumn grain harvesting [3][12]. Agricultural Operations and Equipment - Various financial institutions are coordinating the use of agricultural machinery, such as tracked harvesters and mobile dryers, to assist in the timely harvesting and drying of crops [3][4][7]. - Specific initiatives include the establishment of agricultural machinery reserves and the donation of equipment to enhance drainage capabilities in affected areas [8][4]. Credit and Loan Initiatives - Agricultural banks have been actively providing loans to grain customers, with a reported total of 120.68 billion yuan in loans issued to 11,300 clients this year [11][13]. - The Industrial and Commercial Bank of China has introduced over 40 specialized financing products to meet the diverse needs of farmers during the autumn harvest [12][13]. Technology in Insurance and Claims Processing - Insurance companies are employing drones and remote sensing technology to quickly assess crop damage, with some companies reporting a 50% reduction in the time required for damage assessments [14][15]. - The use of a "green channel" for claims processing has been established to ensure rapid compensation for farmers, with some claims being paid within 24 hours of assessment [14][17]. Community and Volunteer Support - Insurance company volunteers are actively assisting farmers in harvesting crops, demonstrating a community-oriented approach to support during challenging weather conditions [5][7]. - Local financial institutions are also engaging in community outreach to ensure that farmers are aware of available resources and support [11][12].