又有农商行出手 获批!
Zhong Guo Ji Jin Bao·2025-10-16 16:17

Core Insights - The integration of village banks is accelerating, with two banks recently approved to acquire stakes in village banks [1][3] - The Shandong Financial Regulatory Bureau has approved the merger of several village banks into larger rural commercial banks, indicating a trend towards consolidation in the sector [5] Summary by Category Regulatory Approvals - The Shandong Financial Regulatory Bureau has approved Heze Rural Commercial Bank to absorb and merge Heze Mudan Beihai Village Bank and Yuncheng Beihai Village Bank, converting them into branches of the commercial bank [1] - Shandong Qingzhou Rural Commercial Bank has been approved to acquire stakes in Xinxian Qinglong Village Bank and Gaotang Qinglong Village Bank, resulting in ownership of 100% and 66.2% respectively [3] Industry Trends - The trend of rural banks consolidating is seen as a significant move for risk management and resource optimization within the banking sector [5] - The acceleration of village bank integration reflects the regulatory goal of "reducing quantity and improving quality," aiming to enhance the quality and efficiency of rural financial services [5] Market Context - As of June 2025, the number of banking financial institutions in China has decreased by 225, with rural financial institutions seeing the largest reduction, particularly village banks, which have decreased by 98 [6]