又有农商行出手，获批！

Core Insights - The integration of rural banks is accelerating, with two banks recently approved to acquire stakes in rural banks, indicating a trend towards consolidation in the sector [1][2] - The regulatory authorities are promoting the integration of rural banks to enhance management, resource allocation, and risk control, aiming to improve the quality and efficiency of rural financial services [2] Summary by Sections Recent Approvals - Shandong Financial Regulatory Bureau approved Heze Rural Commercial Bank to absorb and merge Heze Mudan Beihai Rural Bank and Yuncheng Beihai Rural Bank, converting them into branches and taking over their assets, liabilities, and operations [1] - Shandong Qingzhou Rural Commercial Bank was approved to acquire stakes in Xinxian Qinglong Rural Bank and Gaotang Qinglong Rural Bank, resulting in 100% and 66.2% ownership respectively [1] Industry Trends - The pace of rural bank integration has noticeably increased this year, with frequent acquisitions by rural commercial banks, marking a significant step in the reform of small and medium-sized banks [1][2] - The trend reflects the regulatory goal of "reducing quantity and improving quality," focusing on resource integration, optimizing equity structures, and strengthening risk management [2] Statistical Data - As of June 30, 2025, the number of banking financial institutions in China decreased by 225, with rural financial institutions accounting for 222 of these, and rural banks seeing the largest reduction of 98 banks in the first half of the year [3]