Core Insights - The implementation of the "National Subsidy Loan" aims to support small and micro enterprises in the consumption sector by providing targeted financial assistance [1][3][4] Group 1: Policy Implementation - The local government, in collaboration with financial institutions, is actively promoting the "National Subsidy Loan" to alleviate funding challenges faced by small businesses [1][4] - A total of 651 small and micro businesses have been identified for participation in the national subsidy program, with their financing needs being addressed through precise financial navigation [2][3] Group 2: Financing Support - The Industrial and Commercial Bank of China (ICBC) in Zhaotong has initiated a special financing support program, providing credit of 28.66 million yuan to 33 national subsidy enterprises and issuing loans of 15.73 million yuan to 24 businesses [3] - The ongoing efforts are projected to result in over 150 million yuan in credit and approximately 80 million yuan in loans for participating merchants [3] Group 3: Service Expansion - The Zhaotong Municipal Bureau of Commerce is working with local guarantee institutions to provide guarantees for eligible enterprises lacking fixed collateral, thereby enhancing access to financing [4] - The bank plans to expand its services to cover various sectors, including accommodation, catering, and retail, to further address the financing difficulties faced by businesses [4]
缓解消费产业链上小微企业融资难 云南省昭通市通过政银企高效协作实施“国补贷”
Jin Rong Shi Bao·2025-10-16 02:12