Molina Healthcare Set for Q3 Earnings: Revenue Gains, But Profit Pains

Core Insights - Molina Healthcare, Inc. (MOH) is scheduled to report its third-quarter 2025 results on October 22, 2025, with earnings estimated at $3.97 per share and revenues of $10.9 billion [1][7] Earnings Estimates - The earnings estimate for Q3 2025 indicates a year-over-year decrease of 33.9%, while the revenue estimate suggests a growth of 5.4% year over year [2] - For the full year 2025, the revenue estimate is $44.54 billion, reflecting a 9.6% increase year over year, but the earnings per share estimate is $18.87, indicating a decline of 16.7% year over year [3] Historical Performance - Molina Healthcare has beaten the consensus estimate in two of the last four quarters and missed twice, with an average surprise of negative 2.2% [4] Earnings Prediction Model - The current model does not predict an earnings beat for Molina Healthcare, as it has an Earnings ESP of 0.00% and a Zacks Rank of 4 (Sell) [5] Membership and Premiums - The Zacks Consensus Estimate for premiums indicates a growth of 6.3% year over year in Q3, with Medicare premiums expected to reach $1.5 billion, up 8% year over year [6][8] - Medicaid membership is projected to decrease by 2.8% year over year, while Medicare membership is expected to grow by 6.5% [8] Medical Care Ratio and Costs - The consensus mark for the medical care ratio (MCR) in the Marketplace is pegged at 84.67%, up from 73% a year ago, and the total MCR is expected to be 90.32%, up from 89.20% [8] - Rising costs and lower investment income are expected to impact earnings, with a projected 15.3% decline in investment income and over 6% increase in total operating expenses [9]