智通财经网·2025-10-16 22:37Market Overview - The three major U.S. indices closed lower, with the Dow Jones down 301.07 points (0.65%) at 45952.24, the Nasdaq down 107.54 points (0.47%) at 22562.54, and the S&P 500 down 41.99 points (0.63%) at 6629.07 [1] - European markets showed mixed results, with Germany's DAX30 up 91.56 points (0.38%) at 24272.93 and France's CAC40 up 110.36 points (1.37%) at 8187.36 [2] Banking Sector - Concerns over a credit crisis in U.S. regional banks led to significant declines in bank stock prices, with Zion Bank (ZION.US) falling 13.14% and Alliance West Bank (WAL.US) down 10.81% due to loan fraud allegations [1][10] - The market capitalization of the 74 largest U.S. banks dropped by over $100 billion amid rising credit crisis fears [10] Commodity Markets - Crude oil prices fell, with light crude for November delivery down $0.81 to $57.46 per barrel (1.39%) and Brent crude down $0.85 to $61.06 per barrel (1.37%) [2] - Gold prices reached a new high, closing at $4329.18 per ounce, marking a significant increase [4] Economic Indicators - The U.S. housing market showed signs of improvement, with the NAHB housing market index rising 5 points to 37, the highest level in six months, although it remains below the neutral mark of 50 [5] - Consumer spending in the U.S. showed signs of slowing down in September, with a decrease in demand for non-essential goods [6][7] Corporate News - Apple (AAPL.US) is preparing to launch a new MacBook Pro featuring a touchscreen and M6 chip, expected to be released in late 2026 or early 2027 [11] - Deutsche Bank raised the target price for ASML (ASML.US) from €900 to €1000 while maintaining a "buy" rating [13]