F.N.B. (FNB) Q3 Earnings and Revenues Beat Estimates

Core Insights - F.N.B. reported quarterly earnings of $0.41 per share, exceeding the Zacks Consensus Estimate of $0.37 per share, and up from $0.34 per share a year ago, representing an earnings surprise of +10.81% [1] - The company achieved revenues of $457.44 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 3.23% and increasing from $413.02 million year-over-year [2] - F.N.B. shares have increased approximately 6.8% year-to-date, while the S&P 500 has gained 13.4% [3] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $0.39 on revenues of $451.28 million, and for the current fiscal year, it is $1.44 on revenues of $1.74 billion [7] - The estimate revisions trend for F.N.B. was mixed prior to the earnings release, resulting in a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [6] Industry Context - The Banks - Southeast industry, to which F.N.B. belongs, is currently in the top 35% of over 250 Zacks industries, suggesting a favorable outlook compared to the bottom 50% [8] - National Bankshares, another company in the same industry, is expected to report quarterly earnings of $0.66 per share, reflecting a year-over-year increase of +57.1% [9]