德国推“主动养老金”，鼓励员工退休后继续工作

Core Points - The German federal cabinet approved a draft law to introduce an "active pension" plan starting January 1, 2026, aimed at addressing the shortage of skilled workers in Germany [1][2] - The plan allows employees to earn up to €2,000 per month tax-free if they continue working past the standard retirement age, which is gradually increasing to 67 years [1] - The government estimates that approximately 168,000 employees will benefit from this policy [1] Financial Implications - The annual tax exemption cost of the "active pension" plan is estimated at €890 million, to be shared equally between the federal and state governments, with the remaining portion allocated to municipal governments [2] - The German Institute for Economic Research (DIW) suggests that the policy could generate additional revenue for the state amounting to several hundred million euros annually as it develops [2] Industry Reactions - The German Employers' Association (BDA) criticized the plan, stating that the government is simultaneously encouraging longer work hours while allowing for early retirement without penalties [2] - The German Trade Union Confederation (DGB) expressed concerns that the plan could cost billions without effectively addressing existing issues [2] - Despite criticisms, both the coalition parties and the Social Democratic Party are optimistic about the draft law's approval and its potential implementation by early 2026 [2]