Community West Bancshares (CWBC) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

Core Insights - Community West Bancshares (CWBC) reported a revenue of $37.91 million for the quarter ended September 2025, reflecting a 21% increase year-over-year [1] - The earnings per share (EPS) for the quarter was $0.57, up from $0.30 in the same quarter last year, indicating strong growth [1] - The reported revenue exceeded the Zacks Consensus Estimate of $37.2 million by 1.91%, and the EPS surpassed the consensus estimate of $0.53 by 7.55% [1] Financial Performance Metrics - Efficiency Ratio stood at 58.5%, better than the average estimate of 59.7% based on two analysts [4] - Net Charge-Offs as a percentage of average loans were at -0%, compared to the average estimate of 0% [4] - Net Interest Margin was reported at 4.2%, matching the average estimate of 4.2% [4] - Total Non-Interest Income was $2.97 million, exceeding the average estimate of $2.74 million [4] - Net Interest Income reached $34.94 million, surpassing the average estimate of $34.4 million [4] Stock Performance - Over the past month, shares of Community West Bancshares have returned -1.7%, while the Zacks S&P 500 composite increased by 0.9% [3] - The stock currently holds a Zacks Rank 5 (Strong Sell), suggesting potential underperformance relative to the broader market in the near term [3]