属地监管责任进一步压实 238家保险机构明确最新归口

Core Insights - The recent adjustment in the regulatory responsibilities of insurance institutions has led to a significant reduction in the number of insurance entities overseen by the Financial Regulatory Administration, from 116 to 65 by mid-2025 [2][3] - The regulatory authority for most property insurance, reinsurance, life insurance, and asset management institutions has been transferred to local regulatory bodies, while the Financial Regulatory Administration continues to oversee major insurance groups and specific institutions [1][2] Regulatory Changes - The Financial Regulatory Administration now primarily supervises 13 major insurance groups, including China Life, China Re, and Ping An, while some foreign insurance groups have shifted to local oversight [2][6] - The total number of insurance institutions has decreased to 238, with notable changes including the removal of Tianan Insurance and the addition of Suzhou Dongwu Insurance [6][7] Local Regulatory Impact - Local regulatory bodies, particularly in Beijing and Shanghai, have seen a substantial increase in the number of insurance institutions they oversee, with Beijing's count rising from 24 to 39 and Shanghai's from 24 to 36 [4][5] - The increase in regulatory responsibilities has led to heightened pressure on local regulators, necessitating stronger management accountability from insurance company executives [5][6] Specific Institutional Changes - A significant number of insurance asset management companies have transitioned to local regulatory oversight, with 21 out of 35 now under local jurisdiction [7] - The adjustment in regulatory responsibilities includes changes in the approval processes for corporate governance, solvency supervision, and market behavior monitoring, now managed by local authorities [7]