Core Viewpoint - The Keqiao United Village Bank has effectively supported local economic development and improved people's livelihoods through its "supporting agriculture and small enterprises" positioning, achieving rapid business growth with a series of solid measures [1] Group 1: Business Growth and Strategy - The bank's deposit and loan scale has doubled ahead of schedule, attributed to its commitment to the "base construction" strategy [2] - As of June 30, 2025, the bank has established 98 deposit bases and 133 loan bases, serving over 4,800 clients with deposits of 531 million and loans of 560 million [2] - The bank's practices, such as those at the Lihu Branch, serve as exemplary models for the "base construction" strategy [2] Group 2: Client Success Stories - A client, Mr. Qian, expanded his orchid cultivation business with the bank's financial support, receiving loans totaling 200 million after initial funding of 500,000 [3] - The bank's client manager, Xiao Wang, successfully expanded his loan portfolio to over 30 million by providing quality service and responding promptly to client needs [3] Group 3: Risk Management and Support - The bank demonstrated its commitment to risk management by assisting a client facing financial difficulties due to external factors, providing interest reduction to alleviate pressure [4] - This proactive approach not only helped the client but also contributed to stabilizing the local economy [4] Group 4: Technology Integration - The bank has embraced digital transformation, offering an online platform for clients to manage transactions conveniently, significantly improving service efficiency [6] - Mobile business equipment allows client managers to serve farmers directly in rural areas, enhancing accessibility to financial services [6] Group 5: Future Plans - The bank plans to continue deepening its business strategy while fulfilling its social responsibilities, aiming to provide strong financial support for high-quality economic development in Keqiao [7]
为区域经济高质量发展 提供金融支撑 柯桥联合村镇银行的发展之路
Jin Rong Shi Bao·2025-10-16 03:35