Core Viewpoint - Weihai Bank is integrating green finance with inclusive finance, focusing on the "three rural issues" by launching the "Green Agricultural Loan" series to promote sustainable low-carbon development [1] Group 1: Product Offerings - The "Green Agricultural Loan" series includes products like "Green Farming Loan," "Green Greenhouse Loan," and "Green Apple Loan," aimed at supporting various agricultural entities such as family farms and cooperatives [3] - The loans are characterized by being purely credit-based and fully online, allowing for efficient processing and low-interest rates through government subsidies and guarantees [3] Group 2: Impact on Local Farmers - Local farmer Xu benefited from the "Green Farming Loan," receiving 200,000 yuan to purchase advanced agricultural machinery and quality seeds, which helped him during the critical spring farming period [2] - The bank provided over 1.5 million yuan in loans to apple farmers, enhancing their production capabilities through modern agricultural techniques [4] Group 3: Financial Innovation and Support - Weihai Bank is exploring various service models, such as "Agriculture + Marine Finance" and "Agriculture + Green Finance," to accelerate agricultural transformation and modernization [5] - The bank is also introducing innovative products like carbon credit pledge loans to activate dormant green assets, contributing to the broader green economy [5]
威海银行“绿色＋普惠”模式“贷”动乡村振兴