中银理财蒋海军：积极沉淀“耐心资本”，做科技创新的服务者和实践者

Group 1 - The core viewpoint of the articles emphasizes the transformation and development of the asset management industry in China, highlighting the importance of enhancing service capabilities and meeting new customer expectations through technological innovation and funding support [1][2]. - The asset management industry has entered a new phase of stable and healthy development after over seven years of transformation, with a focus on integrating finance and technology [1]. - The A-share technology sector now accounts for nearly 40% of the market capitalization, indicating a significant shift towards new productive forces as a key driver for high-quality economic development [1]. Group 2 - Asset management companies are encouraged to strengthen their product innovation design, expanding the range of "fixed income+" products and creating diverse investment strategies to meet differentiated customer needs [2]. - There is a need for asset management firms to enhance investor services, focusing on long-term relationships and improving customer trust and satisfaction through clear communication and ongoing support [2]. - The concept of "patient capital" is highlighted as crucial for supporting technological and industrial innovation, requiring a deep understanding of macroeconomic conditions and a commitment to value-based investment [3]. Group 3 - The article outlines three dimensions of understanding "patient capital": macroeconomic stability, diverse customer demands, and the need for asset management firms to enhance their professional capabilities [3]. - Asset management companies must prioritize the political and social responsibilities of managing funds for the public, ensuring long-term returns for investors through effective lifecycle services [3].