I’m 35 with just $15,000 in my 401(k) — how do I get my retirement savings on track to actually retire one day?

Group 1 - The core finding of Vanguard's annual survey indicates that 58% of Americans are not on track for a comfortable retirement [1] - A specific example is provided of a 35-year-old millennial, Janet, who earns the median income of $62,000 but only has $15,000 saved for retirement, suggesting she is behind on savings [1][2] - T. Rowe Price recommends that by age 35, individuals should have saved 1 to 1.5 times their salary, which in Janet's case would be between $62,000 and $93,000 [2] Group 2 - The article emphasizes the importance of aggressive saving for young individuals like Janet to secure their retirement [3] - Steps to set retirement savings goals include determining the desired retirement age, estimating future salary growth, and calculating the necessary nest egg, which should ideally be 10 times the final salary by age 67 [4][5] - It is suggested that individuals use online savings calculators to assess how much they need to save monthly to meet their retirement goals [5]