2026居民医保个人缴费维持400元，分娩报销比例100%

Core Points - The Linyi City government has announced the funding standard for urban and rural residents' basic medical insurance for 2026, set at 1100 yuan per person, with a 30 yuan increase in government subsidies to 700 yuan, while individual contributions remain unchanged at 400 yuan [1] - The centralized payment period for the 2026 urban and rural residents' medical insurance is from October 10, 2025, to December 31, 2025, with multiple payment channels available for residents [1] Group 1 - The city aims to enhance maternity medical insurance coverage, increasing hospital delivery reimbursement to 3000 yuan and raising the reimbursement rate for insured employees to 100% [2] - Eligible unemployed individuals will have their maternity insurance fees covered by the unemployment insurance fund, allowing them to enjoy the same maternity medical expenses and benefits as insured employees [2] - From April 1, 2024, assisted reproductive medical services will be included in the medical insurance fund payment scope, with reimbursement for eligible treatments at designated medical institutions [2] Group 2 - Starting July 1, 2025, Linyi will implement direct settlement services for maternity hospitalization expenses across the province, allowing for seamless reimbursement for childbirth in designated medical institutions [2] - This service will cover various childbirth scenarios, including single and multiple births, ensuring convenience for both local and out-of-town insured women [2]