Xin Lang Cai Jing·2025-10-17 07:52Core Viewpoint - Postal Savings Bank of China (PSBC) is experiencing a slight decline in stock price, with a market capitalization of approximately 686.94 billion yuan and a recent trading volume of 996 million yuan [1] Financial Performance - PSBC's dividend yields over the past three years were 5.58%, 6.00%, and 4.61% respectively, indicating a consistent return to shareholders [2] - For the first half of 2025, PSBC reported a net profit of 49.23 billion yuan, reflecting a year-on-year growth of 0.85% [7] Shareholder and Market Activity - As of June 30, 2025, the number of PSBC shareholders decreased by 10.31% to 164,100, while the average number of shares held per shareholder increased by 11.66% to 415,086 shares [7] - The stock has seen a net outflow of 90.99 million yuan from major investors today, marking a trend of reduced holdings over the past two days [3][4] Technical Analysis - The average trading cost of PSBC shares is 5.10 yuan, with the stock currently approaching a resistance level of 5.79 yuan, suggesting potential for a price correction if this level is not surpassed [5] Company Overview - PSBC, established on March 6, 2007, and listed on December 10, 2019, primarily offers banking and financial services in China, with personal banking contributing 65.15% to its revenue, corporate banking 22.71%, and funding operations 12.10% [6] - The bank is classified under the category of state-owned large banks and is ultimately controlled by China Post Group [2][6]