3 Top Vanguard ETFs to Buy Right Now

Core Investment Insights - ETF investing simplifies portfolio construction by providing instant diversification across hundreds or thousands of stocks with a single purchase, reducing the guesswork involved in selecting individual stocks [1] - Vanguard is highlighted for its unique structure where fund investors own the management company, leading to lower costs and higher long-term returns for shareholders [2] - Three Vanguard ETFs are recommended as core holdings for investors looking to build wealth over time, offering comprehensive exposure to various markets [3] Vanguard Total Stock Market ETF Overview - The Vanguard Total Stock Market ETF (VTI) tracks nearly 100% of the investable U.S. equity market, encompassing around 3,500 stocks from large-cap to small-cap companies, thus capturing the full spectrum of American business [4] - This ETF has an expense ratio of just 0.03% annually, an annualized yield of 1.11%, and has delivered an average return of 14.7% over the past decade, showcasing the benefits of broad market ownership [5] - The fund automatically adjusts its holdings based on market performance, ensuring that companies like Microsoft and Apple maintain their positions through actual market growth rather than manager discretion [6] Cost-Effectiveness and Risk Mitigation - ETF investing is presented as a cost-effective method to engage with the market while reducing the risks associated with individual stock selection [7] - Vanguard's shareholder-friendly structure and low expense ratios position it as a leader among fund families, making it an attractive option for investors seeking comprehensive market exposure at minimal costs [7]