Why America gets a ‘D’ grade when it comes to retirement

Core Insights - The "longevity preparedness index" (LPI) indicates that U.S. adults are generally underprepared for aging, scoring an average of "D" [1][2] Group 1: LPI Overview - The LPI measures readiness for thriving in older age across various domains including social connection, finance, daily activities, care, home, community, health, and life transitions [1][2] - U.S. adults scored an average of 60 out of 100 overall, with the weakest areas being care (42), home (56), and health (56) [2] Group 2: Key Findings - Stronger areas include community (70) and social connection (69), indicating better access to recreation spaces and reliable social networks [2] - The LPI aims to redefine preparation for later life, emphasizing the importance of daily routines and assumptions alongside health and wealth security [3] Group 3: Demographic Trends - The U.S. population aged 65 and older is projected to increase from 58 million to 82 million by 2050, highlighting the urgency of addressing aging preparedness [3] - Financial instability is a significant concern, with nearly 40% of individuals expected to face such challenges as they age [3]