美国地区性银行再爆雷

Group 1 - Two regional banks in the U.S., Zion Bank Group and Western Alliance Bank, disclosed incidents of borrower fraud, raising concerns about the health of bank loans [1] - Zion Bank Group reported a provision of $60 million due to fraudulent statements and defaults related to two commercial loans, and has initiated legal action against the involved borrower in California [1] - Western Alliance Bank is seeking to recover approximately $100 million from a borrower who failed to provide collateral, having filed a fraud lawsuit [1] Group 2 - The KBW Regional Banking Index fell by 6.3%, marking its lowest closing price since June and the largest single-day drop since April, with Zion Bank Group's stock down 13.1% and Western Alliance Bank's stock down 10.8% [1] - The decline in regional bank stocks contributed to a 0.6% drop in the S&P 500 index, indicating a broader market reaction to rising credit risks [1] - The bankruptcies of auto parts manufacturer "First Brand" and auto loan company "Tricolor" have led to losses for credit investors and are under review by the U.S. Justice Department [1][2]