年内第三张罚单，华瑞银行被罚70万，称已全面完成相关整改

Core Viewpoint - HuRui Bank has received multiple administrative penalties in 2025, with the latest fine amounting to 700,000 yuan due to insufficient data security management and incomplete rectification of issues identified during inspections [2][3][5]. Group 1: Penalties and Compliance Issues - HuRui Bank has been fined a total of 3 times in 2025, with the most recent penalty being 700,000 yuan for data security management failures [3][5]. - Prior to the latest fine, HuRui Bank was penalized 6.8012 million yuan on February 18, 2025, for 12 compliance violations, including inadequate performance management and improper loan practices [5][6]. - The bank received another fine of 296,400 yuan from the People's Bank of China for violations related to credit information management [6]. Group 2: Bank Background and Ownership - HuRui Bank is one of the first five pilot private banks in China, initiated by Shanghai Junyao Group and over ten other private enterprises, with Junyao Group holding a 30% stake [3]. - The bank was approved for establishment by the former China Banking Regulatory Commission in September 2014 and officially opened in May 2015 [3]. Group 3: Financial Performance - Despite compliance challenges, HuRui Bank reported strong financial performance in 2024, achieving operating income of 2.067 billion yuan, a year-on-year increase of 41.29%, and a net profit of 221 million yuan, up 316.98% year-on-year [6]. - Among 19 private banks, only 6 achieved both revenue and profit growth in 2024, with HuRui Bank being one of them [6]. Group 4: Management Response - In response to the penalties, HuRui Bank stated that it has completed all necessary rectification work and is committed to improving internal controls and compliance management to ensure stable operations and better financial services for customers [5].