Ally Financial (ALLY) Beats Q3 Earnings and Revenue Estimates

Core Insights - Ally Financial reported quarterly earnings of $1.15 per share, exceeding the Zacks Consensus Estimate of $0.99 per share, and showing an increase from $0.95 per share a year ago, resulting in an earnings surprise of +16.16% [1] - The company achieved revenues of $2.17 billion for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 3.57% and up from $2.1 billion year-over-year [2] Earnings Performance - Over the last four quarters, Ally Financial has consistently surpassed consensus EPS estimates, achieving this four times [2] - The company had a previous quarter earnings surprise of +26.92%, with actual earnings of $0.99 compared to an expected $0.78 [1] Stock Performance - Ally Financial shares have increased approximately 6.8% since the beginning of the year, while the S&P 500 has gained 12.7% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the market in the near future [6] Future Outlook - The current consensus EPS estimate for the upcoming quarter is $1.04 on revenues of $2.13 billion, and for the current fiscal year, it is $3.59 on revenues of $7.85 billion [7] - The outlook for the Financial - Consumer Loans industry, where Ally Financial operates, is currently in the bottom 41% of Zacks industries, which may impact stock performance [8]