美股异动 | 分析师称市场对贷款欺诈问题反应过度 地区银行股反弹 齐昂银行(ZION.US)涨超6%

Core Viewpoint - The regional bank stocks in the U.S. have rebounded after a significant drop due to loan fraud issues, with specific banks showing notable gains [1] Group 1: Stock Performance - Zion Bank (ZION.US) increased by over 6% - Alliance West Bank (WAL.US) rose nearly 4% - Carver Savings (CARV.US) gained over 2.6% - Western Community Bank (CWBC.US) climbed over 2.4% [1] Group 2: Fraud Incident - Zion Bank and Alliance West Bank reported experiencing fraud in loans issued to funds investing in distressed commercial mortgages [1] Group 3: Analyst Insights - Baird Equity Research analysts indicated that the market's reaction to the fraud incident was excessive - They upgraded Zion Bank's rating to "Outperform" with a target price of $65 - Analyst David George noted that Zion Bank's market value dropped by over $1 billion, reflecting fears of contagion risk and liquidity concerns [1] Group 4: Capital Adequacy - Zion Bank's CET1 capital adequacy ratio is approximately 11%, which is expected to alleviate investor concerns regarding liquidity and loss absorption capabilities [1]