ZACKS·2025-10-17 15:00Core Insights - First Hawaiian (FHB) is anticipated to report a year-over-year increase in earnings due to higher revenues for the quarter ended September 2025, with a consensus outlook suggesting a positive earnings picture [1][3] - The upcoming earnings report is expected to be released on October 24, and the stock price may react significantly based on whether the actual results meet or exceed expectations [2] Earnings Estimates - The consensus EPS estimate for First Hawaiian is $0.52 per share, reflecting an 8.3% increase year-over-year [3] - Expected revenues for the quarter are projected at $218.28 million, which is a 4% increase from the previous year [3] Estimate Revisions - The consensus EPS estimate has remained unchanged over the last 30 days, indicating stability in analyst expectations [4] - The Most Accurate Estimate for First Hawaiian matches the Zacks Consensus Estimate, resulting in an Earnings ESP of 0% [11] Earnings Surprise Prediction - The Zacks Earnings ESP model suggests that a positive or negative reading indicates the likely deviation of actual earnings from the consensus estimate, with a positive ESP being a strong predictor of an earnings beat [8][9] - First Hawaiian's current Zacks Rank is 3, which complicates the prediction of an earnings beat [11] Historical Performance - In the last reported quarter, First Hawaiian exceeded the expected earnings of $0.49 per share by delivering $0.58, resulting in a surprise of +18.37% [12] - Over the past four quarters, the company has consistently beaten consensus EPS estimates [13] Industry Context - In the Zacks Banks - West industry, Heritage Commerce (HTBK) is expected to report earnings of $0.21 per share for the same quarter, indicating a year-over-year change of +23.5% [17] - Heritage Commerce's revenue is projected at $48.61 million, up 15.3% from the previous year, with a recent EPS estimate revision of 1.6% [18]